In an increasingly digital world, global payments have become essential for freelancers, online shoppers, and students alike. Whether you’re buying a course on Coursera, subscribing to Netflix, or ordering from Amazon, secure and convenient payment options are a must. That’s where the EBL Virtual Prepaid Card comes in—a modern solution from Eastern Bank PLC (EBL) that makes local and international transactions easy, fast, and secure.
What is the EBL Virtual Prepaid Card?
The EBL Virtual Prepaid Card is a fully digital payment card that allows you to make online purchases and international payments without needing a physical card. These cards are available through EBL’s SKYBANKING app and can be generated instantly upon successful application.
EBL offers several types of virtual prepaid cards under different payment networks:
- Visa (Daraz Co-Brand & Lifestyle)
- Mastercard (Aqua & Co-Branded)
- DCI
- UPI
All cards come with a 3-year validity and are accepted globally on most e-commerce platforms.
Key Features and Benefits
- 🟢 Instant Issuance via SKYBANKING
- 💱 Dual Currency Support – BDT & USD
- 🔒 Secure Transactions with OTP & PIN protection
- 🆓 No Annual or Renewal Fees
- 🔁 Free PIN Replacement
- 🧾 Transparent Charges (same as physical prepaid cards)
- 📱 QR & E-Commerce Compatibility
- 🛍️ Exclusive Daraz Offers (for Daraz Co-Brand Card)
These features make it ideal for managing expenses online—locally or internationally.
Eligibility and Requirements
To apply for an EBL Virtual Prepaid Card, you must:
- Be at least 18 years old
- Possess a valid NID
- Submit a nominee’s NID
Documents Needed:
- Photo of Cardholder’s NID (front and back)
- Nominee’s NID
- Signature scan/photo of the applicant
How to Apply
Applying for an EBL Virtual Prepaid Card is simple and 100% digital through the EBL SKYBANKING app.
✅ Steps:
- Sign up for a SKYBANKING account.
- Verify your identity by uploading your NID and taking a selfie.
- Select your card type and preferred payment network.
- Enter nominee details.
- Choose a source account or pay via SSL Gateway if you’re a non-EBL customer.
- Generate the card and activate it by setting your PIN.
The entire process takes just a few minutes.
Virtual Prepaid Card Issuance Fee
| Card Name | Issuance Fee |
|---|---|
| EBL VISA DARAZ VIRTUAL PREPAID | BDT 200+VAT |
| EBL VISA VIRTUAL PREPAID (Lifestyle) | BDT 200+VAT |
| EBL MASTERCARD VIRTUAL PREPAID (Aqua) | BDT 200+VAT |
| EBL BANGLALINK MASTERCARD CO-BRAND VIRTUAL PREPAID | BDT 200+VAT |
| DCI VIRTUAL PREPAID | BDT 200+VAT |
| EBL UPI VIRTUAL PREPAID | BDT 200+VAT |
* PIN replacement for the Virtual Prepaid Cards is free
**All other charges are the same as the physical version of the virtual prepaid cards, as per the updated Schedule of Charges
International Transactions Made Simple
The EBL Virtual Prepaid Card supports international transactions with passport endorsement. To endorse your card:
- Visit any EBL branch with your valid passport.
- Provide the masked card number from your SKYBANKING app.
- The branch will enable your card for USD use.
Once endorsed, you can make payments on platforms like:
- Amazon, eBay, AliExpress
- Netflix, Spotify, YouTube Premium
- Facebook & Google Ads
- Fiverr, Upwork, and more
Note: You must wait 1 hour after activation to begin e-commerce transactions.
Security and Control at Your Fingertips
Your virtual card is protected by multiple layers of security:
- OTP verification for transactions
- Card PIN required to view full card details (number, CVV, expiry)
- PIN can be reset any time via the app
- No ATM/POS risk due to digital-only format
Loading Funds and Transaction Limits
You can reload your card for free using:
- The SKYBANKING app
- Any EBL branch
- Cash Recycler Machines (CRMs)
💳 Maximum Loadable Balance:
- BDT 15,00,000 (1.5 million) or USD equivalent
Managing Your Card Easily
Need to reset your PIN or close your card? EBL has made it simple:
- PIN Change: Use the “Forgot PIN” option in the app.
- Card Closure: Visit a branch and submit a card closing and balance transfer request.
- Balance Transfer: Transfer to another bank or EBL account upon card closure.
- Expired Card: Visit a branch to transfer balance to a new card.
Who Should Use It?
The EBL Virtual Prepaid Card is ideal for:
- Freelancers receiving international payments
- Online shoppers buying from global platforms
- Students paying for courses and subscriptions
- Digital marketers using Facebook or Google ads
- Anyone looking for a secure, low-cost payment solution
Final Thoughts
The EBL Virtual Prepaid Card is the perfect digital payment tool for the modern age. Whether you’re shopping online, working globally, or just want a safe way to spend, this card offers instant access, international usability, and total control—right from your phone.
💡 Ready to get started?
Download the EBL SKYBANKING app, register, and apply for your Virtual Prepaid Card today. Make global payments with ease—no branches, no paperwork, no hassle.
Let me know if you’d like a shorter blog version, social media captions, or a Bengali translation.